Numerical Ability lesson

Addition: Fast and Accurate Sums

Add any whole numbers or money amounts correctly and quickly: column addition with carrying, then mental shortcuts (make a ten, left to right, round and adjust), the evenly spaced list formula, and three ways to check a sum.

25 min read · Professional and Sub-Professional

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What it is

Addition puts amounts together. The numbers you add are the addends; the result is the sum (or total). Every digit has a place value: in 4,786 the 4 means 4 thousands, the 7 means 7 hundreds, the 8 means 8 tens and the 6 means 6 ones. Adding is always done place by place: ones with ones, tens with tens.

Why it matters on the exam

Addition is inside almost every numerical item: totals in word problems, averages, perimeters, percent, series and data tables. The exam is timed, so you need answers that are both right and fast. The wrong choices are usually a forgotten carry (off by 10 or 100) or a shortcut adjusted the wrong way.

How to recognize it

You are adding when you see a + sign, or words like total, in all, altogether, sum, combined, increased by, more than, or when you must find a perimeter or the total before an average.

What to look for

  • How many digits each number has: line up the last digits, not the first.
  • Numbers whose ends make 10 or 100 (they pair up).
  • Numbers just below a round number: 98, 199, ₱1,995.
  • A list that grows by the same step (5, 10, 15, …).
  • Choices that differ only in one digit: check the last digit.

Words to know

  • Addend: a number being added. Sum: the answer.
  • Place value: what a digit is worth because of its position (ones, tens, hundreds, thousands).
  • Carry (regroup): when a column adds to 10 or more, write the ones digit and move the tens digit to the next column.
  • Compatible numbers: numbers that add to a round number, like 37 and 63.
  • Compensation: changing a number to make it easy, then correcting the answer by the same amount.
Method 1 of 7

Column addition with carrying

Write the numbers in a column with the ones digits lined up. Add each column from right to left. If a column adds up to 10 or more, write its ones digit and carry the tens digit to the top of the next column.

How to use it

  1. Line up the ones digits (and the decimal points for money).
  2. Add the ones column. Write the last digit; carry the rest.
  3. Add the next column plus the carry. Repeat to the leftmost column.
  4. Write the final carry in front.
Example
Add 4,786 + 3,459.
  1. Ones: 6 + 9 = 15 → write 5, carry 1.
  2. Tens: 8 + 5 + 1 = 14 → write 4, carry 1.
  3. Hundreds: 7 + 4 + 1 = 12 → write 2, carry 1.
  4. Thousands: 4 + 3 + 1 = 8 → write 8.
4,786 + 3,459 on paper, one column at a time
1114786+34598245
  1. Step 1ADDOnes: 6 + 9 = 15CARRYWrite 5, carry 1 to the tens
  2. Step 2ADDTens: 8 + 5 + 1 (carry) = 14CARRYWrite 4, carry 1 to the hundreds
  3. Step 3ADDHundreds: 7 + 4 + 1 (carry) = 12CARRYWrite 2, carry 1 to the thousands
  4. Step 4ADDThousands: 4 + 3 + 1 (carry) = 8WRITEWrite 8, nothing to carry
Answer8,245

Check: 8,245 − 3,459 = 4,786 ✓

Answer: 8,245

Check: Estimate: 4,800 + 3,500 = 8,300, close to 8,245 ✓

Tandaan: Right to left, one column at a time; carry every ten.

Watch out: Forgetting the carried 1 (that gives 8,135 or 8,235 instead of 8,245). Lining up 4,786 and 459 by their first digits.

Method 2 of 7

Make a ten (compatible numbers)

You may add numbers in any order. Before adding a list, pair the numbers whose ones digits make 10 (or whose last two digits make 100), add each pair, then add the round results.

How to use it

  1. Scan the ones digits for pairs that make 10.
  2. Add each pair to a round number.
  3. Add the round numbers, then any leftovers.
Example
Add 27 + 46 + 73 + 54.
  1. 27 + 73 = 100 (7 + 3 makes a ten).
  2. 46 + 54 = 100 (6 + 4 makes a ten).
  3. 100 + 100 = 200.
Make 10Make 100Make 1,000
1 + 925 + 75250 + 750
2 + 840 + 60400 + 600
3 + 735 + 65125 + 875
4 + 618 + 82360 + 640
5 + 550 + 50500 + 500
Pairs that make 10 and 100

Answer: 200

Check: Left to right: 27 + 46 = 73, 73 + 73 = 146, 146 + 54 = 200 ✓

Tandaan: Pair to 10, pair to 100, then add.

Watch out: Using a number twice or skipping one: cross each number out as you pair it.

Method 3 of 7

Left to right: add the big places first

Mentally, split both numbers by place value and add the hundreds first, then the tens, then the ones. Keep a running total.

How to use it

  1. Hundreds: add them.
  2. Tens: add them.
  3. Ones: add them.
  4. Combine the three partial sums.
Example
Add 348 + 276 in your head.
  1. Hundreds: 300 + 200 = 500.
  2. Tens: 40 + 70 = 110.
  3. Ones: 8 + 6 = 14.
  4. 500 + 110 + 14 = 624.
Left to right
Hundreds + tens + ones
First 348
Second 276
348 + 276SETPut the numbers into the formula300 + 200 =500A/SHundreds40 + 70 =110A/STens8 + 6 =14A/SOnes500 + 110 + 14 =624A/SAdd them all✓Check: 624 − 276 = 348 ✓CHECK
Answer624

Answer: 624

Check: Last digits: 8 + 6 = 14 ends in 4, and 624 ends in 4 ✓

Tandaan: Big places first, then combine.

Watch out: Dropping one partial sum (500 + 14 = 514 forgets the 110).

Method 4 of 7

Round and adjust (compensation)

Change an addend into a round number, add, then correct the answer by the same amount: if you added 2 to make it round, subtract 2 at the end.
The rulea + b = (a + k) + b − k

How to use it

  1. Round the awkward number up to the nearest ten, hundred or thousand; note how much you added.
  2. Add the round number.
  3. Subtract the amount you added.
Example
Add 498 + 367.
  1. 498 is 2 less than 500.
  2. 500 + 367 = 867.
  3. Give back the 2: 867 − 2 = 865.
Round and adjust
a + b = (a + k) + b − k
Awkward number 498
Rounded 500 (k = 2)
500 + 367− 2A/SAdd 500 and 367=867 − 2A/SSubtract 2 from 867=865✓Check: 865 − 367 = 498 ✓CHECK
Answer865

Answer: 865

Check: Column: 498 + 367 = 865 ✓

Tandaan: Rounded up? Take it back. Rounded down? Put it back.

Watch out: Adjusting the wrong way: 500 + 367 + 2 = 869 is wrong; you added 2, so take 2 away.

Method 5 of 7

Adding an evenly spaced list

When numbers go up by the same step (1, 2, 3, … or 5, 10, 15, …), pair the first with the last, the second with the second-last, and so on: every pair has the same total. So the sum is the average of the first and last numbers times how many numbers there are.
The ruleSum = (first + last) ÷ 2 × count

How to use it

  1. Count the terms: (last − first) ÷ step + 1.
  2. Average the first and last: (first + last) ÷ 2.
  3. Multiply: average × count.
Example
Find 1 + 2 + 3 + … + 100.
  1. Count: (100 − 1) ÷ 1 + 1 = 100 numbers.
  2. Average of first and last: (1 + 100) ÷ 2 = 50.5.
  3. Sum: 50.5 × 100 = 5,050.

Answer: 5,050

Check: 50 pairs of 101: 50 × 101 = 5,050 ✓

Tandaan: First plus last, times count, divided by 2.

Watch out: Counting (last − first) ÷ step and forgetting the + 1. Using the step instead of the count.

Method 6 of 7

Check the sum in seconds

Three quick checks catch almost every slip: the estimate (is the size right?), the last digit (does the ones column match?), and the digit sum, also called casting out nines (does the whole answer match?).

How to use it

  1. Estimate: round each addend and add.
  2. Last digit: add only the ones digits; keep the last digit.
  3. Digit sum: add the digits of each addend down to one digit, add those, reduce again; the answer must reduce to the same digit.
Example
Is 8,245 the right sum for 4,786 + 3,459?
  1. Estimate: 4,800 + 3,500 = 8,300 → about right.
  2. Last digit: 6 + 9 = 15 → ends in 5 ✓
  3. Digit sums: 4 + 7 + 8 + 6 = 25 → 7; 3 + 4 + 5 + 9 = 21 → 3; 7 + 3 = 10 → 1.
  4. 8,245: 8 + 2 + 4 + 5 = 19 → 10 → 1 ✓

Answer: Yes, 8,245 passes all three checks.

Check: A forgotten carry (8,235) gives digit sum 9, not 1.

Tandaan: Size, last digit, digit sum.

Watch out: Stopping at the estimate when two choices are both close.

Method 7 of 7

Adding decimals: line up the points

Write the numbers so the decimal points are in one straight column. Fill any empty place with 0, add exactly like whole numbers, and bring the point straight down into the answer.

How to use it

  1. Line up the decimal points (not the last digits).
  2. Fill empty places with 0: 8.5 = 8.50.
  3. Add column by column from the right, carrying as usual.
  4. Bring the point straight down.
Example
Add 8.5 + 0.75 + 12.06.
  1. Write 8.50, 0.75, 12.06 with the points lined up.
  2. Hundredths: 0 + 5 + 6 = 11 → write 1, carry 1.
  3. Tenths: 5 + 7 + 0 + 1 = 13 → write 3, carry 1.
  4. Ones: 8 + 0 + 2 + 1 = 11 → write 1, carry 1; tens: 1 + 1 = 2.
8.5 + 0.75 + 12.06 on paper
1118.500.75+12.0621.31
  1. Step 1POINTLine up the decimal points; an empty place counts as 0ADDHundredths: 0 + 5 + 6 = 11CARRYWrite 1, carry 1 to the tenths
  2. Step 2ADDTenths: 5 + 7 + 0 + 1 (carry) = 13CARRYWrite 3, carry 1 to the onesPOINTBring the decimal point straight down
  3. Step 3ADDOnes: 8 + 0 + 2 + 1 (carry) = 11CARRYWrite 1, carry 1 to the tens
  4. Step 4ADDTens: 1 + 1 (carry) = 2WRITEWrite 2, nothing to carry
Answer21.31

Check: 21.31 − 12.06 = 9.25 ✓

Answer: 21.31

Check: Estimate: 8.5 + 1 + 12 = 21.5 ✓

Tandaan: Points in a column; zeros fill the gaps.

Watch out: Lining up the last digits: 8.5 + 0.75 is not 1.60.

Which addition tool do I use?

You see…UseExample
Big numbers, exact answer neededColumn addition (T1)4,786 + 3,459
Several numbers whose ends make 10 or 100Compatible numbers (T2)27 + 46 + 73 + 54
Two 2- or 3-digit numbers, no paperLeft to right (T3)348 + 276
A number just below a round one (…8, …9, …98, …99)Round and adjust (T4)498 + 367
A list that goes up by the same stepFirst + last, times count ÷ 2 (T5)15 + 18 + … + 99
Choices that are close togetherLast digit and digit-sum checks (T6)8,245 vs 8,235
Which addition tool?

Addition table (1 to 10)

+12345678910
1234567891011
23456789101112
345678910111213
4567891011121314
56789101112131415
678910111213141516
7891011121314151617
89101112131415161718
910111213141516171819
1011121314151617181920
Addition table: find the row number, then the column number
Worked example 1 of 4Easy: pairing to make hundreds
What is 58 + 37 + 42 + 63?
  1. 190
  2. 200
  3. 210
  4. 100
Step 1 · Look at the ones digits8 and 2 make 10; 7 and 3 make 10. Pair 58 with 42 and 37 with 63.
Step 2 · Add the pairs58 + 42 = 100 and 37 + 63 = 100.
Step 3 · Add the results100 + 100 = 200.
Step 4 · CheckOnes digits: 8 + 7 + 2 + 3 = 20 → ends in 0 ✓

Answer: B. 200

Why not the others:

  • 190 and 210 are off by one ten: a carry was dropped or added twice.
  • 100 adds only one of the pairs.
Worked example 2 of 4Medium: a money total with round and adjust
An office bought a printer for ₱2,498, a scanner for ₱1,375 and a monitor for ₱3,627. What was the total cost?
  1. ₱7,400
  2. ₱7,500
  3. ₱7,490
  4. ₱7,504
Step 1 · Spot the friendly pair1,375 + 3,627: the last digits 5 + 7 do not make 10, but 375 + 627 = 1,002 is close to 1,000. So 1,375 + 3,627 = 5,002.
Step 2 · Round and adjust the awkward one2,498 is 2 less than 2,500. 2,500 + 5,002 = 7,502.
Step 3 · Give back the 27,502 − 2 = 7,500.
Step 4 · CheckLast digits: 8 + 5 + 7 = 20 → the total ends in 0, so ₱7,504 is out. Digit sums: 2,498 → 5; 1,375 → 7; 3,627 → 9; 5 + 7 + 9 = 21 → 3. ₱7,500 → 7 + 5 = 12 → 3 ✓ (₱7,400 and ₱7,490 give 2).

Answer: B. ₱7,500

Why not the others:

  • ₱7,400 drops a carry in the hundreds.
  • ₱7,490 drops a carry in the tens.
  • ₱7,504 adjusts the wrong way (adds the 2 back instead of taking it away).
Worked example 3 of 4Hard: an evenly spaced list
Find the sum 15 + 18 + 21 + … + 99.
  1. 1,596
  2. 1,653
  3. 1,710
  4. 3,306
Step 1 · Is it evenly spaced?Each number is 3 more than the one before: step = 3.
Step 2 · Count the terms(99 − 15) ÷ 3 + 1 = 84 ÷ 3 + 1 = 28 + 1 = 29 numbers.
Step 3 · Average of first and last(15 + 99) ÷ 2 = 114 ÷ 2 = 57.
Step 4 · Multiply57 × 29 = 57 × 30 − 57 = 1,710 − 57 = 1,653.

Answer: B. 1,653

Why not the others:

  • 1,596 counts 28 terms (forgot the + 1).
  • 1,710 uses 30 terms.
  • 3,306 forgets to divide (first + last) by 2.
Worked example 4 of 4Hard: find the missing digits
In the sum 4▢7 + 28△ = 712, each box is one digit. What is ▢ + △?
  1. 5
  2. 7
  3. 9
  4. 12
Step 1 · Ones column7 + △ ends in 2, so 7 + △ = 12 → △ = 5, carry 1.
Step 2 · Tens column▢ + 8 + 1 (carry) ends in 1, so ▢ + 9 = 11 → ▢ = 2, carry 1.
Step 3 · Hundreds column (check)4 + 2 + 1 (carry) = 7 ✓ matches the 7 in 712.
Step 4 · Answer▢ + △ = 2 + 5 = 7. Check: 427 + 285 = 712 ✓

Answer: B. 7

Why not the others:

  • 5 is △ alone.
  • 9 forgets the carry into the tens (▢ = 3 would need no carry, then 4 + 2 ≠ 7).
  • 12 is 7 + △, the ones column, not the digits asked.

Exam techniques

Look at the choices first

Before computing, notice how the choices differ. If they differ in size, estimate. If they differ only in the last digit, add only the ones column.

When: Every multiple-choice computation.

Careful: If two choices pass the quick check, compute exactly.

Write the running total

For a long list, write the total after each number (58 → 95 → 137 → 200) instead of holding it in your head.

When: Lists of five or more numbers, or when you are tired or rushed.

Careful: Still pair to tens first when you can; it means fewer steps.

Add in pairs, even with paper

In a column of numbers, add two digits that make 10 first, then the rest.

When: Columns of money or scores.

Careful: Keep track of which digits you already used.

The traps

  • Forgetting a carry. Write every carry above the next column before you add it (T1). Check with the digit sum (T6).
  • Lining up the first digits of numbers with different lengths. Line up the last digits (the ones), and the decimal points for money (T1).
  • Adjusting the wrong way after rounding. Rounded up → subtract the extra at the end; rounded down → add it back (T4).
  • Skipping or repeating a number in a long list. Cross out each number as you use it, and count them at the end (T2).
  • Counting the terms of a list as (last − first) ÷ step. Add 1: both ends count (T5).

Tandaan

  • Line up the ones; add right to left; carry every ten.
  • Pair numbers that make 10 or 100 first.
  • Mental: big places first, then combine.
  • Round and adjust: take back exactly what you added.
  • Evenly spaced list: (first + last) ÷ 2 × count.
  • Check: size, last digit, digit sum.

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